Desktop Digital Baking: Under the "•••" in the top menu bar. Simply click on "Buy Now, Pay Later" in the dropdown menu to see your offers.
Mobile Banking App: Select "Menu" — then "More" from the available options. Select "Buy Now, Pay Later" to see your offers.

If you do not see any BNPL offers, it may be because of your current account status, or your recent debit card purchases are not eligible for BNPL. If you already have active BNPL plans, you may not be eligible for additional offers until the active plans are paid back. 

An eligible purchase is a debit card purchase made in the past 60 days that is at least $100, and was not a cash equivalent purchase (e.g., ATM withdrawal, money order, cash advance, etc.). Other restrictions surrounding the merchant type and transaction limits may affect BNPL eligibility. 

No, Tigers Community Credit Union's debit card BNPL offers do not require a credit check. Additionally, BNPL plans are not reported to the credit bureaus so a BNPL plan that is paid on time does not improve your credit score.

However, an unpaid BNPL that becomes delinquent and is subsequently referred to Member Solutions may be reported to the credit bureau.

Call us any time at (573) 443-8462 for information on improving your credit score.

BNPL offers expire 60 days after a transaction posting date. If it disappears from your offers, and it has not been 60 days since the debit card purchase posted, then the offer was removed for another reason. This can happen for several reasons, most commonly:
•    Another BNPL offer was accepted and you do not qualify for both
•    Account activity changed, and you no longer qualify for a new BNPL offer

You may be eligible for up to 5 active BNPL plans at a time. However, this does not mean that every individual will qualify for 5 plans at once. Member eligibility is based on your account relationship.

The minimum qualifying debit card purchase amount is $100.

The maximum amount allowed is $2,500 combined for all active BNPL plans. However, this does not mean that every individual will qualify for the maximum amount. BNPL eligibility is based on your account relationship.

Our BNPL program includes 3-month, 6-month, 9-month and 12-month repayment options. Each individual will be offered the repayment options that they qualify for; this means that you may not see all 4 options when accepting a BNPL offer.

Once an installment plan is established, the term and due date cannot be changed. 

No. An installment loan cannot be cancelled, but you can pay the loan off early early in digital banking, or by contacting a Tigers Community Member Representative at (573) 443-8462.