BANKING ON YOU TM

 


Free CHECKING

with Many free benefits 

  • No minimum balance requirement
  • No monthly fee

INTEREST CHECKING

COMPETITIVE Rates and benefits

  • Earn interest on balances over $2,5002  See Rates
  • Free checks for seniors3
Click on the COMPARISON CHART above for a complete list of benefits for both accounts. Call today at 636-720-2400 or stop by any Tigers Community branch to learn more.  
 
  1. Download of the Tigers Community Mobile Banking app or enrollment in Online Banking required.
  2. Free to members 62+. Free checks are available to senior members age 62+ when ordered through a credit union branch. Online ordering not available.
  3. A $5.00 monthly fee applies if balance drops below $2,500. Fee not applicable to members age 62+

 

Everything you want.  

EVERYTHING YOU need.

No matter how you like to bank, we have the perfect account for you.

BENEFITS

FREE CHECKING

INTEREST CHECKING

FREE Unlimited Credit Score Access, Alerts, and Updates1 YES YES
FREE Monthly Credit Report1 YES YES
FREE Mastercard® Debit Card  YES YES
Enhanced Debit Card security with Apple Pay, Google Pay, and Samsung Pay  YES YES
FREE Mobile and Online Banking YES YES
FREE Mobile and Online Bill Pay YES YES
FREE Mobile Check Deposit YES YES
Nationwide access to 30,000 surcharge FREE ATMs YES YES
Overdraft Protection Options YES YES
Unlimited Check Writing YES YES
Pays Interest (See Rates) NO YES
FREE Checks NO NO2
Minimum Opening Deposit $25 $25
Monthly Service Fee NO NO
Minimum Balance Fee NO YES3
Minimum Balance Requirement NO $2,5003
 

 

  1. Download of the West Community Mobile Banking app or enrollment in Online Banking required.
  2. Free to members 62+. Free checks are available to senior members age 62+ when ordered through a credit union branch. Online ordering not available.
  3. A $5.00 monthly fee applies if balance drops below $2,500. Fee not applicable to members age 62+

 

Overdraft PROTECTION Options

Overdraft PROTECTION

Life happens! West Community Credit Union understands that unexpected overdrafts occur from time to time – Overdraft Protection can help.

SERVICE

COST

Link to another deposit account you have at West Community Credit Union1 $5 fee per transfer
Overdraft Line of Credit1,2 $5 fee per day3 + 12.9% APR4

 1Contact us at (636) 720-2400 or cuinfo@tigerscu.org, or visit a branch to sign up or apply for these services; 2subject to credit approval; 3 A $5.00 transaction fee will apply for each day that an overdraft transfer(s) is made into your account. 4Annual Percentage Rate (subject to 12 C.F.R. § 1026.16[b])

 

Savings Transfer – To save you time and money, Tigers Community Credit Union has the ability to automatically transfer available funds from your savings account to your checking account to cover insufficient funds. A transaction fee of $5.00 will be applied to each transfer. Federal Regulation D transfer limitations apply. Refer to your West Community Truth in Savings for additional information.  

Overdraft Line of Credit – Apply for a personal Overdraft Line of Credit Loan for your checking account to cover insufficient funds. A $5.00 transaction fee will apply for each day that an overdraft transfer(s) is made into your account.  

Annual Percentage Rate of 12.9% APR. All Lines of Credit are subject to approval with an Annual Percentage Rate. Terms and conditions may vary based on creditworthiness qualifications. Rates, terms, and conditions are subject to change. Refer to a Member Service Consultant for additional information. 

Account Management Resources:

If you have any questions about Overdraft Protection, please call us at (636) 720-2400 or (800) 500-6860, or visit a branch


 

FREE CREDIT SCORE ACCESS AND ALERTS!

Screen shot of Credit Sense on cell phone

Your credit score affects every aspect of your financial life – from loan rates to cost of insurance. The better your score, the more you save. That’s why we’ve made it easy to monitor your credit score and activity by offering 24/7 access to it for FREE in our Mobile Banking App and in Online Banking. 

LOGIN AND TAKE CONTROL TODAY!

  • FREE Unlimited access to your credit score
  • FREE Monthly credit reports
  • FREE Daily credit alerts to help you monitor for fraud
  • FREE Tips for improving your score
  • FREE Opportunities to save
  • See the average credit score within your ZIP code
  • Review how your credit score has changed over time
  • Initiate credit report disputes from the app

Secure, free access to your credit score is only one way our Mobile Banking App puts you in charge. Download today for secure 24/7 access to West Community Credit Union banking—deposit checks, pay bills, transfer money, instantly view balances, monitor your accounts with text alerts, and much more! Check out our Online Video to learn all about it. 

Available on the “APPLE” App Store       Get it on Google play