EXCLUSIVE mortgage offer for teachers and support staff
We want to kick off this school year right by helping educators buy their dream home. Schedule your free mortgage consultation today at (636) 720-2495 to ask about a free appraisal for educators. Hurry! This offer is only available until Labor Day!
*All loans subject to approval with a minimum loan amount of $50,000. Rates, terms and conditions may vary. Free appraisal offer applies to closed ended first lien position mortgage loans associated with single family primary residence only for purchases and refinances. Available Aug. 7, 2018 to Sept. 3, 2018. Property insurance required and flood insurance may be required if necessary. Limited time offer and not good with any other special offers. West Community Credit Union reserves the right to change or discontinue the promotion at any time. Membership eligibility required. West Community Mortgage. is a division of West Community Credit Union. 7/2018
plan ahead for an easy home buying experience
Purchasing a home is likely one of the largest financial investments a person will make, so it's important to start the process correctly and understand your options. Getting the right mortgage is just as important as buying the right house.
Take charge from the start and get pre-approved today!
Follow these steps to be sure your home buying process goes smoothly:
- DETERMINE YOUR PRICE RANGE: Knowing how much your budget can afford will save time when house hunting and keep you in check with location and amenities. Look at your annual income and your monthly expenses as a start. Utilize our mortgage calculators to help determine a payment.
- GET PRE-APPROVED: A mortgage pre-approval makes your offer more desirable to a seller which can give you an advantage when negotiating a home purchase.
- SELECT A REAL ESTATE AGENT: Agents streamline the home buying process by finding properties in your desired location and price range and help buyers navigate regulations and laws. It the state of Missouri, it doesn’t cost buyers anything to have a real estate agent since the seller pays the commission.
- FIND YOUR HOUSE: Once you find a home you like, your agent should help you negotiate an offer to be formalized in the purchase and sales agreement, a binding contract between you and the seller. This is also the time to get the home inspected.
Find out more detailed information about our mortgage loans here. For a FREE mortgage consultation, call our mortgage experts at (636) 720-2495.