Credit Union Happenings


same day ach

ACH Payments will be Processing Faster

Same Day ACH is a new rule adopted by The National Automated Clearing House Association.  This new rule,  effective September 15, 2017, requires  the ability of ACH debits (which may include payments on insurance premiums, mortgage loans, membership dues, etc.) to clear  your account on the same day. Currently, most ACH debit transactions are settled the next business day.

What you need to know?

  • If you are receiving a credit, you currently receive the credit on the same day it is transmitted. Same Day ACH processing for credits (which can include direct deposit,  payroll and vendor payments)  became effective September 23, 2016.
  • If you are expecting a debit, it should process on the date intended based on the authorization agreed upon between the member and their biller/merchant when providing account information over the phone, online or in person.

Tips for when ACH Debits process your account earlier than expected, you should:

  • Contact the merchant or entity debiting the account as this could be the result of same day processing rollout.
  • Determine if the debiting date on the account matches the authorization date.
  • Check the account daily to ensure there are no debits to the account that were not authorized as intended.
  • Contact us to initiate an unauthorized ACH claim.

catching up with tigersquirrel!

There’s no stopping Columbia’s biggest fan! Check out what Tigersquirrel has been up to recently! 


Tigersquirrel and friends rocking poodle skirts at the New Haven Elementary Sock Hop!  #PartnersInEducation   Tigersquirrel at the The Food Bank with fellow credit union co-workers to help end hunger in central Missouri!  #CUgiveback
In support of New Haven Elementary, Tigersquirrel and staff went to Wendy's for lunch. 30% of sales were donated to the school! #PartnersInEducation   At the Columbia Chamber of Commerce Business Showcase. Tigersquirrel is an avid reader and a supporter Columbia's businesses.

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