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CO-OP Shared BranchesLoan RATES
As ofNew Car Rates
Model years 2022 to 2025
| Term | APR* |
|---|---|
| 36 months | 4.99% |
| 48 months | 5.49% |
| 60 months | 5.74% |
| 72 months | 6.19% |
| 84 months | 7.19% |
*APR=Annual Percentage Rate (as low as). Subject to change.
Used Car Rates
Model years 2016 to 2021
| Term | APR* |
|---|---|
| 36 months | 5.99% |
| 48 months | 5.99% |
| 60 months | 5.99% |
| 72 months | 6.49% |
| 84 months | 7.49% |
*APR=Annual Percentage Rate (as low as). Subject to change. Used cars up to 7 previous model years old.
Used Car Rates
Model years 2015 and older
| Term | APR* |
|---|---|
| 36 months | 9.99% |
| 48 months | 9.99% |
| 60 months | 9.99% |
*APR=Annual Percentage Rate (as low as). Subject to change. Used cars up to 7 previous model years old.
Home Equity Line of Credit
| Term | Introductory Rate* |
|---|---|
| Fixed for two years 240 months |
7.99% |
| Fixed for five years 240 months |
8.49% |
*Introductory Rate (as low as) on 80% loan to value. Subject to change. Rates quoted on loans over $15,000. Annual adjustment after introductory rate.
Home Equity Loan
| Term | APR* |
|---|---|
| Fixed for 10 years 120 months (2nd position) |
Contact us for current rate |
*APR=Annual Percentage Rate (as low as). Subject to change. Rates quoted on loans over $15,000. Annual adjustment after introductory rate.
New & Used Motorcycle or ATV
| Term | APR* |
|---|---|
| 24 months | 7.24% |
| 36 months | 7.24% |
| 48 months | 7.24% |
| 60 months | 7.49% |
| 72 months | 8.49% |
| 84 months | 8.99% |
*APR=Annual Percentage Rate (as low as). Subject to change.
New & Used Boats
| Value | Term | APR* |
|---|---|---|
| No min. | 36 months | 7.24% |
| No min. | 48 months | 7.24% |
| No min. | 60 months | 7.24% |
| No min. | 72 months | 7.99% |
| $5,000 min. | 84 months | 8.49% |
| $10,000 min. | 120 months | 10.99% |
| $15,000 min. | 144 months | 11.49% |
| $25,000 min. | 180 months | 12.49% |
*APR=Annual Percentage Rate (as low as). Subject to change.
New & Used RVs
| Value | Term | APR* |
|---|---|---|
| No min. | 36 months | 7.94% |
| No min. | 48 months | 7.94% |
| No min. | 60 months | 7.94% |
| No min. | 72 months | 8.49% |
| $5,000 min. | 84 months | 9.99% |
| $10,000 min. | 120 months | 10.99% |
| $15,000 min. | 144 months | 11.29% |
| $25,000 min. | 180 months | 13.99% |
*APR=Annual Percentage Rate (as low as). Subject to change.
Credit Cards
| Product | APR* |
|---|---|
| Platinum Mastercard | 9.90% |
| Platinum Mastercard w/ Rewards | 11.90% |
*APR=Annual Percentage Rate (as low as). Subject to change.
Other Loans
| Product | Term | APR* | |
|---|---|---|---|
| Personal Loans | Up to 60 months | 9.99%** | Apply Now |
| Students Loans | See Current Rates | Apply Now | |
| Line of Credit | Open ended | 12.90% | To Apply Visit a Branch or Call (636) 720-2400 |
*APR=Annual Percentage Rate (as low as). APRs listed are based on your credit history and other factors and can vary.
**Rate quoted “as low as.". Rates, terms and conditions may vary based on creditworthiness and qualifications, and are subject to change. Unsecured lending limits apply. Estimated payment per $1,000 borrowed at 9.99% APR for 60 months is $21.24. All loans subject to approval.